Here’s the problem with a lot of the articles about car accidents: they’re usually written as though you’ve just been in a car accident. But the truth is that you kind of need to know how to deal with a car accident before you’re actually in a car accident!
This isn’t just important in terms of your personal safety and legal matters. You also need to think about your poor car! Don’t worry: I’m not trying to tell you that the damage to your car is more important than potential damage to your health. But if the accident was minor enough that you weren’t hurt, then you’re justified in worrying about the state of your vehicle.
If you don’t deal with this properly, then it could have several big problems for you. If the damage is severe, then you may risk losing your car completely. You may find your safety is compromised if you drive around in a car that’s been damaged. And if you were hoping to sell it, then an accident may knock down the value by an alarming amount!
The danger of delaying
For some people, dealing directly with car damage might be too expensive. If someone can’t afford the repairs, then they’d be understandably tempted to just leave it for a while. This, of course, is especially true if the car still runs. In fact, even those with the means of getting it fixed would be tempted to leave it if the car still runs!
Sometimes, it might make sense to leave things. Let’s say your car just suffered a few scratches or some dents. In that case, delaying things might not be so bad. But you should still be making sure you get your car thoroughly checked in case something bad has happened beneath the surface. In the case of brake or tyre damage, broken glass, or other functional errors, you need to get it sorted asap.
Getting help in a hurry
Of course, the fastest way to deal with car damage is to take appropriate action as soon as you’ve endured an accident. Not many companies work that quickly, though. Most people will simply drive away from an accident and look into repairs at a garage later.
But there are companies who specialize in what we call “smash repairs”. These guys are authorized to act as an emergency response, so you can contact them for assistance at the scene. A company such as K & W Panel Beaters are an example of a company you could turn to.
Dealing with the insurance company
Your car insurance company should be able to cover your expenses here. But it will, of course, depend on several circumstances. If the accident was your fault, then you may find it a little tricky to get the compensation you need!
If the accident wasn’t your fault and the damage isn’t catastrophic, you’re likely to get financial help for the repairs. You should research exactly what it is you need to do following an accident in order to get the right insurance cover. And make sure you research the policy you have as soon as possible. Get acquainted with the fine print before something happens!